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      For customers who cannot pay back the loan when due, members of the national trade association are required to offer an extended payment plan at smooth cooktop reviews no additional cost. Rejection must be done at the time the policy is written or renewed; once the policy terms are set forth the insured may not change his/her mind without re-writing the policy. No-fault insurance has the goal of lowering premium costs by avoiding litigation over the cause of the accident, while providing quick payment for injuries. However, it may also be worn everyday as a marker for special religious status. For example, Jains wear unstitched cloth pieces when performing religious ceremonies