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Depending on the particular blackjack rules in a given casino, basic strategy reduces the house advantage to near 0 with some single-deck games, and less than one percent in a multi-deck game.[3] Card counting, if done correctly, can give the player an advantage in the other direction, typically ranging from 0 to 2% over the house.[4] To counter card counting, many casinos switched from a single deck to multiple decks, with the cards dealt out of a container known as a "shoe".
In most US jurisdictions, card counting is legal and is not considered cheating.[5] However, most casinos have the right to ban players, with or without cause, and card counting is frequently used as a justification to ban a player.
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Charles Macintosh patented his invention for waterproof cloth in 1823 and the first Mackintosh coats were made in the family's textile factory, Charles Macintosh and Co. The original Snorkel Parka (N3B parka) was originally developed in the USA during the early 1950's for military use. There are different ways of calculating average, but generally the same proportion of under-insurance will be applied to any payout due.
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When is a policy really insurance? This section is written like a personal reflection or essay and may require cleanup.
Please help improve it by rewriting it in an encyclopedic style.(December 2007)
“ Insurance provides indemnification against loss or liability from specified events and circumstances that may occur or be discovered during a specified period. ”
— FASB Statement of Financial Accounting Standards No
