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economics has greatly expanded, challenging a historically-noted differentiating feature of some natural sciences from economics.[50]
Expositions of reasoning within economic models often use two-dimensional graphs to represent theoretical relationships. Consumer advocates condemn the practice as a whole, regardless of its profitability, because it "takes advantage of consumers who are already hard-pressed to pay their debts".
Alternatives to payday loans
Many believe that payday loans are the only option for consumers with bad credit, but other options do exist and most financial counselors would direct people to explore the alternatives.[14] Other options are available to most payday loan customers.[15] These include pawn shops, credit union loans with lower interest and more stringent terms[16], credit payment plans, paycheck cash advances from employers, bank overdraft protection, cash advances from credit cards, emergency community assistance plans, small consumer loans and direct loans from family or friends.
Payday lenders do not compare their interest rates to those of mainstream lenders
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Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This is particularly effective in very cold, windy weather although it has the added liability of seriously limiting the field of vision.
Height of Popularity
The snorkel parka attained its popularity high point in the late 70's to mid 80's when its cheap and hard wearing properties made it the jacket of choice for school kids. The American Academy of Actuaries, for instance, identifies three categories of contract as outside the requirement of attestation:
Inactive contracts. Robert Courtney Jr. Depending on the type of insurance product (line of business) insurance companies use automated underwriting systems to encode these rules, and reduce the amount of manual work in processing quotations and policy issuance