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s.34(2): where a warranty has been broken, it is no defence to the insured that the breach has been remedied, and the warranty complied with, prior to the loss.
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59-86 degrees F (15-30 degrees C) is permitted. The primary NAIC models affecting the individual healt insurance market are:
The Uniform Individual Accident and Sickness Policy Provision Law (UPPL);
The Accident and Sickness Insurance Minimum Standards Model Act;
The Advertisements of Accident and Sickness Insurance Model Regulation; and
The Unfair Trade Practices Act.
All of these models have been implemented in one form or another by most states.
Federal laws affecting individual health insurance include:
The Health Insurance Portability and Accountability Act (HIPAA);
The Newborns' and Mothers' Health Protection Act;
The Women's Health and Cancer Rights Act;
The Fair Credit Reporting Act; and
Federal rules governing Medicare supplement policies.[39]
Private: Types of medical insurance in the U.S.
Traditional indemnity or fee-for-service
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