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The most common risks that are covered by travel insurance are:
Cancellation
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Delayed departure
Loss, theft or damage to personal possessions and money (including travel documents)
Delayed baggage (and emergency replacement of essential items)
Medical expenses
Emergency evacuation/repatriation
Overseas funeral expenses
Accidental death, injury or disablement benefit
Legal assistance
Personal liability and rental car damage excess
Some travel policies will also provide cover for additional costs, although these vary widely between providers.
And in sample small business loan applications addition, often separate insurance can be purchased for specific costs such as:
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Pet insurance insures pets against accidents and illnesses - some companies cover routine/wellness care and burial, as well.
Political risk insurance can be taken out by businesses with operations in
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Pollution Insurance. Within 15 days of the occurrence of such loss the Insured should submit a claim in
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The Australian government has introduced a number of incentives to encourage adults to take out private hospital insurance. Don't get frustrated if you don't understand the rules the first time around - give yourself some time to get your mind around the game and you'll be crapping with the best of them in
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